1/9(Tue)Money and Relationships(Host: Liwen Chen)

1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章liwen » 週六 1月 06, 2018 9:25 am

1/9(Tue)Money and Relationships Host: Liwen

Hello, dear Yoyos! This is Liwen Chen. I will be the host for the meeting on Tuesday night, January 9.
This time let’s talk about “Money and Relationships”.
If you’ve ever been in a relationship for very long, especially if you are married or are living together, I can almost guarantee that you’ve had a money fight.
One of the biggest causes of problems in relationships is differences in values, goals and habits when it comes to money, and especially communication about money issues.
Money can’t buy you love, but it sure can tear it apart.


Please read the article. If you don’t have time, just read “Habit No.1~No.7”.
https://www.gobankingrates.com/saving-m ... oy-spouse/

7 Money Habits That Secretly Annoy Your Spouse
By Cameron Huddleston

Here are seven money habits that commonly annoy spouses:
Habit No. 1: Spending Too Much
Habit No. 2: Being a Tightwad
Habit No. 3: Refusing to Participate in Financial Decisions
Habit No. 4: Giving the Kids Too Much
Habit No. 5: Taking Too Much Risk with Investments
Habit No. 6: Giving Money to Others
Habit No. 7: Talking About Your Finances to Others

Questions for discussion:

Session 1

Q1. What did your parents teach you about money? Have your parents’ money habits influenced yours? How?

Q2. If you are getting married, do you want a joint bank account for regular expenses and separate accounts for personal spending? Or do you want everything to go together? If you are married, how are you managing your money?

Q3. Compare with your partner (i.e., the spouse, boy/ girlfriend), are you a spender or a saver? Which spending habit of theirs do you find least tolerable? For example: Buying things without thinking it through; Lying about their spending.

Session 2

Q4. When do you think parents should stop supporting their children financially?

Q5. Your child wants to borrow money from you to start their own business. The business has no guarantee of success. Will you lend your only savings to them? If not, how do you say no without hurting their feelings?

Q6. Have you ever given large amounts of money to your sibling? What would be your spouse’s reaction if you told them that you had just lent one million dollars to your brother or sister?

Q7. In this article, there are 7 money habits that can annoy your partner. Which one do you think would damage your relationship the most?


********************************************************************************************************************************************
Agenda:
6:45 ~ 7:00pm Greetings & Free Talk / Ordering Beverage or Meal / Getting Newcomer’s Information
7:00 ~ 7:10pm Opening Remarks / Newcomer’s Self-introduction / Grouping
(Session I)
7:10 ~ 7:50pm Discussion Session (40 mins)
7:50 ~ 8:10pm Summarization (20 mins)
8:10 ~ 8:25pm Regrouping / Instruction Giving / Taking a 10 Minutes Break (Intermission)
(Session II)
8:25 ~ 9:05pm Discussion Session (40 mins)
9:05 ~ 9:25pm Summarization (20 mins)
9:25 ~ 9:30pm Concluding Remarks / Announcements

********************************************************************************************************************************************
聚會日期:列於該貼文主題內
聚會時間:當天請準時於 6:45 pm 到達 ~ 約 9:30 pm 左右結束
星期三聚會地點:丹堤濟南店
地址、電話:台北市濟南路三段25號 地圖 (02) 2740-2350
捷運站:板南線 忠孝新生站 3 號出口
走法:出忠孝新生站 3 號出口後,沿著巷子(忠孝東路三段10巷)走約 2 分鐘,到了濟南路口,左轉走約 2 分鐘即可看到。
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注意事項:
1. 文章是否需要列印請自行斟酌,但與會者請務必自行列印 Questions for discussion。
2. 與會者請先閱讀過文章,並仔細想過所有的問題,謝謝合作!

給新朋友的話:
1. 請事先準備 2~3 分鐘的英語自我介紹;會議結束前可能會請你發表 1~2 分鐘的感想。
2. 請事先閱讀文章以及主持人所提的討論問題,並事先寫下自己所欲發表意見的英文。
3. 全程以英語進行,參加者應具備中等英語會話能力,對任一討論問題,能夠以 5 到 10 句英文表達個人見解。
4. 在正式加入之前,可以先來觀摩三次,觀摩者亦須參與討論。正式加入需繳交終身會費 NT$1,000。
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liwen
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文章: 36
註冊時間: 週日 10月 04, 2009 10:20 am

Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章liwen » 週一 1月 08, 2018 9:15 am

Dear Yoyos,
Like usual. I asked Kat to revise the discussion questions for me. She found that I used lots of “his / her” in the sentences. So she gave me a note for how to use “their” replacing “his / her”. I think you guys would like to know the usage.

Here is Kat’s message:
One note on "their" replacing "his/her": It's increasingly common to use "they" for "he/she" and "their" for "his/her" for the ease of use. So I've done that in the proofread. :D

You can find out more here: https://en.oxforddictionaries.com/usage ... ersus-they
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liwen
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Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章Gloria Lo » 週一 1月 08, 2018 10:28 am

Liwen and Kat, thank you very much.
This topic is intriguing and related to our everyday life. Now matter you're single or married, there must be a lot of experiences and opinions to share. Look foward to it very much. :lol: :lol: :lol:
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Gloria Lo
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Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章Rock » 週一 1月 08, 2018 10:32 am

Good topic, and it's a new one, too. I think we haven't discussed it before.

When I was young, I heard some people said "My money is my money; your money is my money." which means a husband gotta give his paycheck to the wife, and then she would give this man some allowance. This system of trust (or distrust?) is practiced by my parents which is kind of weird because my mom used to be the only breadwinner of the family and my dad still got his allowance.

I guess more couples separate their finances nowadays. Some people say it's a key to a happy marriage: http://www.businessinsider.com/why-keep ... age-2017-1
In matters of style, swim with the current; in matters of principle, stand like a rock.
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Rock
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Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章Rock » 週一 1月 08, 2018 11:28 am

Is there a term for 私房錢 in English? According to somebody....
http://big5.cri.cn/gate/big5/gb.cri.cn/ ... 4216_2.htm


下面給大家介紹一個非常有趣的習慣用語。這個習慣用語就是:Mad money. Mad這個字可以解釋為發瘋,也可以說是快氣瘋了。但是在這裏mad是指非常生氣。那麼,錢怎麼會生氣的呢? 最開始的時候,mad money是年輕女子跟男朋友一起出去玩的時候自己身上藏的一點錢。萬一她跟男朋友生氣了,或吵架了,那她至少自己有錢叫計程車回家去。

  現在,mad money的含義已經擴大了。Mad money是另外放出的一小部份現金,準備在緊急時候用的。我們來舉一個例子吧。這是一個丈夫在說話。

  例句3: The other day we ran out of gas sixty miles from home. I had forgotten my wallet. But we were lucky - my wife remembered she had her mad money, so we were able to buy gas to get back home.

  這個丈夫說:那天,我們在離家六十英里的地方發現汽車裏沒有汽油了。我那天又忘了帶錢包。但是,我們很幸運,因為我太太記得她有一些準備急用的現金,所以我們能買了汽油,開車回家。
In matters of style, swim with the current; in matters of principle, stand like a rock.
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Rock
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文章: 1768
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Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章Michael-liu » 週二 1月 09, 2018 1:29 am

This is the first time I heard of this "mad money" term
Glad to learn something new. Thanks for sharing

Also learned to use "their" to replace "his/her". Thanks for sharing too
Michael-liu
Ex-Vice President
 
文章: 513
註冊時間: 週五 4月 24, 2009 6:09 pm

Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章liwen » 週二 1月 09, 2018 3:09 pm

Hi Rock,

you guess more couples separate their finances nowadays. Some people say it's a key to a happy marriage: http://www.businessinsider.com/why-keep ... age-2017-1

I found an article from : https://www.gobankingrates.com/saving-m ... ationship/
The author believes "Keeping Separate Bank Accounts" is ruining your relationships.
Here is what he said:

The expression "sharing is caring" might sound childish, but sharing money is an important ingredient in a happy relationship. Long gone are the days when one person handled all the finances in a relationship or household.
"There are very few people who feel that one partner should handle the money on their own anymore," said Masini. "That model has left the building. People want to share the responsibilities and planning of finances as a couple."
In fact, couples who keep their money entirely separate reported less happiness than couples who shared some or all of their money, the TD Bank survey found. Eighty-six percent of "happy" respondents said they combine at least some of their money, versus 14 percent of "happy" survey participants who don't.


For my situation, I keep a separate bank account for personal spending and my husband gives me an amount of fixed cash for regular expenses. I think each family has it's own way to manage the money.
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liwen
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文章: 36
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Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章Rock » 週二 1月 09, 2018 10:50 pm

People are different; every couple is different. I believe it's hard to say which way is the best way. One thing is for sure: if an agreement cannnot be reached, negotiation is always necessary. Money may be important in the relationship, but definitely not the most important.

Thank you for hosting this very interesting topic for us. I hope Tom be rich and gives his wife much money in the future. :lol:
In matters of style, swim with the current; in matters of principle, stand like a rock.
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Rock
President
 
文章: 1768
註冊時間: 週三 10月 31, 2007 9:03 am

Re: 1/9(Tue)Money and Relationships(Host: Liwen Chen)

文章liwen » 週三 1月 10, 2018 8:46 pm

Attendees: liwen(host), Momo, Amy, Ryan, Rock, Shirley, Sabrina, Jhon (Newcomer), Gloria, Tina, Ryu, Christine, Tom, Vicky, Georgia.

Representers:
Session 1:John, Gloria, Ryu
Session 2:Amy, Shirley, Momo

I appreciate your participation in such a clod and rainy day! :ssmile:
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liwen
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文章: 36
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